In September of 2017, Equifax announced it experienced a data breach, which impacted the personal information of approximately 147 million people. A federal court is considering a proposed class action settlement submitted on July 22, 2019, that, if approved by the Court, would resolve lawsuits brought by consumers after the data breach. Equifax denies any wrongdoing, and no judgment or finding of wrongdoing has been made.
If you are a class member, you can use this website to claim the benefits described below.
Please note that none of these benefits will be distributed or available until the settlement is finally approved by the Court.
1. Free Credit Monitoring or $125 Cash Payment. You can get free credit monitoring services. Or, if you already have credit monitoring services, you can request a $125 cash payment.
- At least 4 years of three-bureau credit monitoring, offered through Experian. You can also get up to 6 more years of free one-bureau credit monitoring through Equifax.
- If you already have credit monitoring services that will continue for at least 6 more months, you may be eligible for a cash payment of $125.
2. Other Cash Payments. You may also be eligible for the following cash payments up to $20,000 for:
- the time you spent remedying fraud, identity theft, or other misuse of your personal information caused by the data breach, or purchasing credit monitoring or freezing credit reports, up to 20 total hours at $25 per hour.
- out-of-pocket losses resulting from the data breach.
- up to 25% of the cost of Equifax credit or identity monitoring products you paid for in the year before the data breach announcement.